N42 : Forty-second lesson T01 : I'm feeling miserable. T02 : I have no money at all and I really will have to reduce my expenditure this year. T03 : The problem is I spend too much and I can't borrow any money. And I was not born into a wealthy family. T04 : My friends aren't exactly making an enthusiastic effort to lend to me. T05 : But I have been too gluttonous and this time, I'm afraid I've taken on too much. T06 : So I'll have to borrow from a bank: people with no alternative cannot be selective. T07 : Actually, I've got a better idea. I'll leave this competitive society. X01 : I take it you already know X02 : Of rough and bough and cough and dough. X03 : And though you'll never use a plough or trough X04 : You'll find that English can be quite tough. X05 : So that's enough... for now!